Disclaimer

Terms, Conditions, and Disclaimers

Please read these terms, conditions, and disclaimers carefully. By accessing this website, you agree to be bound by all of these terms and conditions.

Use of Information and Materials

Products and services referred to in this website are offered only in countries where they may be lawfully offered by Milledgeville State Bank. The materials on these pages are not intended for use by persons located in, or resident in, countries that restrict the distribution of such materials.

These pages should not be regarded as an offer or solicitation to sell investments or make deposits in any country to any person to whom it is unlawful to make such an invitation or solicitation in such country.

The information contained in these pages is not intended to provide professional advice. Persons accessing these pages should obtain appropriate professional advice when necessary.

Copyright and Trademarks

The Bank and other parties own the trademarks, logos and service marks displayed on this website. These may not be used without the written permission of the Bank or the party owning these.

Materials on this site are protected by copyright. No part of these materials may be modified, reproduced, stored in a retrieval system, transmitted, copied, distributed or used in any other way for commercial or public purposes without the Bank's prior written consent.

Exclusion of Warranties

Milledgeville State Bank makes no warranties or representations as to the accuracy or completeness of the information contained on this web site. This information and the products and services are provided "as is" "as available" without ANY warranty of any kind, either express or implied, including. In particular, no warranty regarding non-infringement, security, accuracy, fitness for a purpose or freedom from computer viruses is given in connection with such information and materials.

Linked Websites

Milledgeville State Bank is not responsible for the contents available on or the set-up of any other websites linked to this site. Access to and use of such other websites is at the user's own risk and subject to any terms and conditions applicable to such access/use. By providing hyperlinks to other websites, Milledgeville State Bank shall not be deemed to endorse, recommend, approve, guarantee or introduce any third parties or the service/products they provide on their web site, or have any form of cooperation with such third parties and web sites. Milledgeville State Bank is not a party to any contractual arrangements entered into between you and the provider of the external website unless otherwise expressly specified or agreed to by Milledgeville State Bank.

Email

Email messages sent to the Bank over the Internet cannot be guaranteed to be completely secure. The Bank is not responsible for any damages incurred by users if they send a message to the Bank, or if the Bank sends a message to them at their request, over the Internet. The Bank is not responsible in any way for direct, indirect, special or consequential damages arising out of the use of this website.

Transmitting over The Internet

Due to the nature of the Internet transactions may be subject to interruption, transmission blackout, delayed transmission and incorrect data transmission. The Bank is not liable for malfunctions in communications facilities not under its control that may affect the accuracy or timeliness of messages and transactions you send.

Downloading

' We do not represent or warrant that the Site will be available and meet your requirements, that access will not be interrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties. We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site.'

Hyperlink Policy

'Our Hyperlink Policy'

Hyperlinks from Milledgeville State Bank to Websites outside Milledgeville State Bank
There may be cases on our website when Milledgeville State Bank "MSB" provides hyperlinks to other locations or websites on the Internet. These hyperlinks lead to websites published or operated by third parties who are not affiliated with or in any way related to MSB. They have been included in our website to enhance your user experience and are presented for information purposes only. We endeavor to select reputable websites and sources of information for your convenience.

However, by providing hyperlinks to an external website or webpage, MSB shall not be deemed to endorse, recommend, approve, guarantee or introduce any third parties or the services/ products they provide on their websites, or to have any form of cooperation with such third parties and websites unless otherwise stated by MSB.

We are not in any way responsible for the content of any externally linked website or webpage. You use or follow these links at your own risk and MSB is not responsible for any damages or losses incurred or suffered by you arising out of or in connection with your use of the link. MSB is not a party to any contractual arrangements entered into between you and the provider of the external website unless otherwise expressly specified or agreed to by MSB.

Any links to websites that contain downloadable software are provided for your convenience only. Again we are not responsible for any difficulties you may encounter in downloading the software or for any consequences from your doing so. Please remember that the use of any software downloaded from the Internet may be governed by a license agreement and your failure to observe the terms of such license agreement may result in an infringement of intellectual property rights of the relevant software provider which we are not in any way responsible.

Please be mindful that when you click on a link and leave our website you will be subject to the terms of use and privacy policies of the other website that you are going to visit.

Hyperlinks from External Websites to the Milledgeville State Bank Website
You must always obtain the prior written approval of Milledgeville State Bank before creating a hyperlink in any form from a third party website to any Milledgeville State Bank website. Milledgeville State Bank may or may not give such approval at its absolute discretion. In normal circumstances, we may only approve a hyperlink which displays plainly our name or website address. Any use or display of our logos, trade names and trademarks as a hyperlink will not be approved unless in very exceptional circumstances and may be subject to a fee as Milledgeville State Bank may determine at its absolute discretion.

Milledgeville State Bank is not responsible for the setup of any hyperlink from a third party website to any Milledgeville State Bank website. Any links so set up shall not constitute any form of co-operation with, or endorsement by, Milledgeville State Bank of such third party website. Any link to our website shall always be an active and direct link to our website and shall be made directly to the home or front page of our website only and that no "framing" or "deep-linking" of our web page or content is allowed.

Milledgeville State Bank is not liable for any loss or damage incurred or suffered by you or any third party arising out of or in connection with such link. For further trademarks and copyright information, please refer to the paragraph below. Milledgeville State Bank reserves the right to rescind any approval granted to link through a plain-text link or any other type of link, and to require the removal of any such link to any of the Milledgeville State Bank websites, at our discretion at any time.

Our Trademarks and Copyright
The content and information contained within our website or delivered to you in connection with your use of our website is the property of Milledgeville State Bank and any other third party (where applicable). The trademark, trade names and logos (the "Trade Marks") that are used and displayed on our website include registered and unregistered Trade Marks of ourselves and other third parties. Nothing on our website should be construed as granting any license or right to use any Trade Marks displayed on our website. We retain all proprietary rights on our website. Users are prohibited from using the same without written permission of Milledgeville State Bank of such or such other parties.

The materials on this website are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without the Bank's prior written consent.

No Warranties
While every care has been taken in preparing the information and materials contained in this site, such information and materials are provided to you "AS IS" without warranty of any kind either express or implied. In particular, no warranty regarding non-infringement, security, accuracy, fitness for a particular purpose or freedom from computer virus is given in conjunction with such information and materials.

IMPORTANT: By accessing this web site and any of its pages you are agreeing to the terms set out above.