HERE ARE OUR CURRENT RATES! 

FDIC INSURED 

1/13/14 - 1/17/14 

Minimum Balance To

$500 - $9,999.99

$500 - $9,999.99

$10,000 - $24,999.99

$10,000 - $24,999.99

$25,000 - $49,999.99

$25,000 - $49,999.99

$50,000 & Over

$50,000 & Over

Obtain APY

 

Rate

APY

Rate

APY

Rate

APY

Rate

APY

7 - 31 Day CD

0.05%

0.05%

0.05%

0.05%

0.07%

0.07%

0.10%

0.10%

30 Day CD

0.05%

0.05%

0.05%

0.05%

0.10%

0.10%

0.10%

0.10%

91 Day CD

0.10%

0.10%

0.10%

0.10%

0.10%

0.10%

0.15%

0.15%

182 Day CD *

0.15%

0.15%

0.15%

0.15%

0.20%

0.20%

0.25%

0.25%

7 Month CD

0.10%

0.10%

0.20%

0.20%

0.25%

0.25%

0.30%

0.30%

9 Month CD

0.15%

0.15%

0.25%

0.25%

0.30%

0.30%

0.35%

0.35%

11 Month CD

0.20%

0.20%

0.25%

0.25%

0.35%

0.35%

0.40%

0.40%

12 Month CD

0.20%

0.20%

0.35%

0.35%

0.45%

0.45%

0.50%

0.50%

15 Month CD *

0.20%

0.20%

0.35%

0.35%

0.45%

0.45%

0.50%

0.50%

18 Month IRA

0.65%

0.65%

0.85%

0.85%

0.95%

0.95%

1.00%

1.00%

18 Month CD ***

0.30%

0.30%

0.40%

0.40%

0.50%

0.50%

0.60%

0.60%

24 Month CD **

0.35%

0.35%

0.50%

0.50%

0.55%

0.55%

0.65%

0.65%

30 Month CD *

0.40%

0.40%

0.60%

0.60%

0.65%

0.65%

0.70%

0.70%

36 Month CD

0.60%

0.60%

0.75%

0.75%

0.85%

0.85%

0.95%

0.90%

48 Month CD

1.00%

1.00%

1.20%

1.20%

1.30%

1.3

1.40%

1.40%

60 Month CD

1.35%

1.35%

1.50%

1.50%

1.65%

1.66%

1.70%

1.71%

 

* - Add-on Certificate - Minimum increase of $1,000 may be deposited anytime during the term of the initial certificate. At the end of the term the CD will automatically renew at the current Milledgeville State Bank 182 day, 15 month or 30 month rate without the add-on feature. Maximum deposit amount is $250,000 per certificate.** - Add 10 Basis points for customers that have their Primary Checking account with Milledgeville State Bank*** - Bump-a-Rate Certificate - The interest rate can change as often as one time during the term of the account at your discretion and your direction to us. We will change the rate on your account to the rate we are then offering on an account with the same term as your account. At the end of the term the CD will automatically renew at the current Milledgeville State Bank 18 month rate without the bump-a-rate feature. Maximum deposit amount is $250,000 per certificate.GENERAL INFORMATION REGARDING LISTED ACCOUNTS:

The Annual Percentage Yield shown above assumes that all principal and interest remain on deposit for the entire term.

A penalty may or will be imposed for early withdrawal of Certificate of Deposits.

Interest compounded semi-annually on 12 month and longer Certificate of Deposits.

Fees could reduce earnings on the accounts.

*Rates may change at our discretion after the account is opened.